Wendy N. Enerson

Regional Manager, Global Insurance Department – Midwest/South

Recent News:

Best Lawyers Honors More Than 250 Cozen O'Connor Attorneys in Best Lawyers in America 2026 Edition

Best Lawyers selected more than 250 Cozen O'Connor lawyers from 26 of the firm's US offices for inclusion in the 2026 edition of The Best Lawyers in America.

Wendy’s practice encompasses a broad range of complex litigation matters across multiple industries. For the past 25 years, Wendy has represented clients in insurance and consumer class actions in state and federal courts throughout the country. Her experience includes defending class actions involving insurance claims handling issues, underwriting practices and insurance bad faith, violations of consumer privacy and protection laws, deceptive trade practices, data breach, and other cyber breach-related matters. Wendy has significant trial and appellate experience and has a successful track record of defeating class certification. 

Wendy’s practice also encompasses representing insurance companies in complex insurance coverage disputes. Her experience includes representing life insurers in cost of insurance, fraud and premium audit disputes, as well as representing commercial liability insurers in construction defect, long-tail environmental pollution, asbestos, negligent security, commercial auto, and major catastrophe claims. Wendy routinely counsels clients on the avoidance of bad faith and claims-handling best practices and has represented clients in market conduct examinations throughout the country.

Wendy has been recognized repeatedly by The Leading Lawyers Network and Illinois Super Lawyers. Wendy earned her law degree, cum laude, from Northwestern University School of Law, where she annually mentors students in moot court and trial advocacy. 

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Experience

News

Best Lawyers Honors More Than 250 Cozen O'Connor Attorneys in Best Lawyers in America 2026 Edition

August 21, 2025

Best Lawyers selected more than 250 Cozen O'Connor lawyers from 26 of the firm's US offices for inclusion in the 2026 edition of The Best Lawyers in America.

Cozen O'Connor's Female Shareholders Offer Advice for International Women's Day

March 08, 2024

Last year was a historical year for Cozen O’Connor – with no fewer than six of the seven members elevated to shareholder being women. In honor of International Women’s Day, the Cozen O’Connor Women’s Initiative hosted a panel discussion to discuss their unique backgrounds and career paths.

Leading Lawyers Network Recognizes 19 Cozen O’Connor Lawyers as Top Illinois Practitioners

March 05, 2024

Ira Bodenstein, Jack Carriglio, Janet Davis, John Dunn, Mitch Edlund, Wendy Enerson, Gary Gassman, Tia Ghattas, Jeremy Glenn, Erin Bolan Hines, Mark Rabinowitz, Peter Roberts, Brian Shaw, Joseph Tilson, Julie Trester, Peter Valeta, Anna Wermuth, and Brian Williams were recognized as Leading Lawyers, Christina Sanfelippo was recognized as an Emerging Lawyer.

Cozen O’Connor Announces New Group Chairs, Office Managing Partners, Other Promotions

February 15, 2024

The firm announced several new practice group chairs, office managing partners, and leaders of firm committees and initiatives

Cozen O’Connor Announces Seven New Shareholders

September 07, 2023

Cozen O’Connor is pleased to announce Wendy Enerson, Melissa Grossman, Susan Grueneberg, Suzanne Radcliff, Laura Reinhart, John Sullivan, and Cheryl Upham have been promoted to shareholder.

Leading Lawyers Network Recognizes 23 Cozen O’Connor Lawyers as Top Illinois Practitioners

March 02, 2022

The Leading Lawyers Network has named 22 Cozen O’Connor lawyers to its annual list of Illinois’ top practitioners and named one other as an Emerging Lawyer in its 2022 survey results.

Leading Lawyers Network Recognizes 26 Cozen O’Connor Lawyers as Top Illinois Practitioners

January 26, 2021

The Leading Lawyers Network has named 24 Cozen O’Connor lawyers to its annual list of Illinois’ top practitioners and named two others as Emerging Lawyers in its 2021 survey results.

Pennsylvania Supremes to Decide Whether Actual Cash Value Includes General Contractor Overhead and Profit [Property Insurance Law Observer Blog]

July 01, 2019

Insurance companies may no longer be allowed to rely on clear policy language that expressly excludes general contractor overhead and profit (“GCOP”) from actual cash value payments.  The Pennsylvania Supreme Court recently agreed to hear argument on the issue in Kurach v. Truck Insurance Exchange,...

ALLEGED BAD FAITH FAILURE TO ADVISE POLICYHOLDER OF CONSEQUENCES OF SETTLEMENT CONDUCT CAUSES INSURER TO SETTLE $22 MILLION LAWSUIT [Avoiding Insurance Bad Faith Blog]

January 07, 2019

Progressive recently settled a bad faith lawsuit with the guardians of a child injured in a car accident driven by a Progressive policyholder, Earl Lloyd. Progressive faced liability for an underlying judgment in excess of $22 million against Lloyd, who had purchased a $10,000 auto policy from...

Expanding When Liability is “Reasonably Clear”: Massachusetts Court Chips Away at Bad Faith Counterarguments [Avoiding Insurance Bad Faith Blog]

August 25, 2016

Earlier this month, a Massachusetts Appellate Court affirmed a trial court’s award of bad faith damages in a case where it found the insurer’s approach to a claim to be “at best inattentive, if not incompetent.”  Although the state appellate court in McLaughlin et al. v. American States Insurance...

“Low-Ball” Settlement Offer On Its Own Is Insufficient To Support A Claim for Bad Faith Under Pennsylvania Law [Avoiding Insurance Bad Faith Blog]

August 18, 2016

A low-ball settlement offer on its own is not enough to state a claim for a bad faith according to a federal district court for the Eastern District of Pennsylvania which granted the insurer’s motion to dismiss the insured’s claim for alleged violation of Pennsylvania’s bad faith insurance statute,...

Insurers’ Beware: Defending Bad Faith Claim May Lead to Waiver of Privileged Communications [Avoiding Insurance Bad Faith Blog]

August 02, 2016

On July 27, 2016, the United States District Court for South Carolina ordered an insurer to turn over its privileged communications. The Court explained that the insurer waived the protections afforded under the attorney-client privilege and work product doctrine by asserting it acted in good faith...

Events & Seminars

Upcoming Events

Estoppel 101: What is Estoppel and How Do We Avoid It?

September 17, 2025 - Webinar

Wendy N. Enerson and Michael Weiss will present a Cozen O'Connor webinar titled "Estoppel 101: What is Estoppel and How Do We Avoid It?"

2025 Professional Liability Seminar

October 09, 2025 - New York, NY

The Professional Liability Insurance Coverage practice group at Cozen O’Connor will host the 2025 Professional Liability Seminar.

Past Events

Emerging Legal Issues in Health and Pharmaceutical Law

October 10, 2017 - Indianapolis, IN

2015 National Property Insurance Seminar

April 23, 2015 - New York, NY

Industry Sectors

Education

  • Northwestern Pritzker School of Law, J.D., cum laude, 2000
  • University of Illinois–Chicago, B.A., 1993

Awards & Honors

Leading Lawyers Network, Top Illinois Practitioner

Expert Guides: Insurance & Reinsurance

Best Lawyers in America (Insurance Law) 2026

  • Illinois
  • U.S. District Court -- Northern District of Illinois
  • U.S. Court of Appeals for the Third Circuit
  • U.S. Court of Appeals for the Seventh Circuit
  • U.S. District Court -- Central District of Illinois
  • U.S. District Court -- Southern District of Illinois
  • U.S. District Court -- Colorado